To ensure that we are meeting the wealth management needs of our clients, we conduct periodic client consultations in person, by phone or by email. The consultations are conducted quarterly, annually or as requested by the client. The purpose of the consultation is to review your wealth management portfolio, present additional financial planning topics and recommendations, and follow up on any previous issues. We also create a detailed quarterly report that is supplemental to a monthly report created by our custodian, Schwab Institutional. Finally, we provide a monthly overview of our advisory fees.